The many hats we wearBy Dave Fleming : 22 September, 2020
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don’t just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options.
Look, we’re not saying we’re as versatile as firefighters – fetching cats from trees, appearing in calendars, or you know, fighting fires – but we’ve got quite a few strings to our own bow.
We’re not just specialists at helping you obtain a great home loan and then refinancing it when the time comes.
Here are some other aspects of your life we can help out with when it comes to obtaining finance.
People often make the mistake of buying a car using finance through a dealership after seeing a sign that says ‘Drive away, 0% finance to pay’.
But all too often the dealerships sell these vehicles at inflated prices.
Using a car finance broker won’t cost you a penny. And we’ll negotiate on your behalf to help you obtain both the car and finance at a great rate. It’s safe to say the dealership won’t have the same motivations.
Commercial or business loans
If you’re fed up working for the man, grinding away in a 9-to-5 job, and want to start your own business, well, chances are you’re going to need some finance to get it up and running.
We can also provide financing options for more established businesses to manage their capital and assist with improving cash flow (which is the number one business killer).
Trucks, buses, forklifts and cranes. Computers and office equipment. Medical and manufacturing equipment.
If your business needs equipment, and doesn’t have the cash to pay for it upfront, then we can help line you up with appropriate financing options.
ATO tax debt
No one enjoys the ATO impatiently hovering over their shoulder waiting for them to pay off a large tax debt. But as cash flow is the number one business killer in Australia, paying it all off in one lump sum isn’t any more appealing.
While it is possible to enter into tax payment plans with the ATO, they’re not always the most ideal option and it’s definitely worth exploring other avenues with business loan lenders.
If you’ve racked up a big debt on a credit card and are paying an interest rate of 15-20%, there’s no point just putting up with it. We can help you find a personal or debt consolidation loan solution that has a much lower interest rate than your credit card.
Having trouble juggling a number of debts? We can help you consolidate them into one tidy loan that’s simple to keep track of. Debts that can be consolidated include personal loans, car loans, small debts, credit cards or store cards.
Did you know it may be possible for your SMSF to borrow to invest in real estate?
Purchasing a property via a SMSF is slightly different to purchasing a property directly, but we can help with the process as well as help you obtain appropriate finance.
A reverse mortgage allows you to borrow cash against the value of your home. It’s an option that’s often taken up by people aged 60-years or older to unlock the wealth in their homes after retirement.
It can be a tricky area to navigate, as interest rates and ongoing fees can be higher than the average home loan, and the interest compounds too – so it’s worth having someone by your side who has been through it before.
Basically it boils down to this: if you have an existing or prospective debt that you’re not happy with and think there’s room for improvement, then get in touch.
We’ll take the stress and worry off your shoulders and help line you up with a great finance solution.
Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.
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